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Combining Technology and Expertise for Quality Results

TEXAS' PREMIER PRIVATE INVESTIGATIVE AGENCY

If you have a civil judgment from a lawsuit or are thinking about filing a civil lawsuit but are unsure if the defendant is collectible, Cole Investigative Agency can help you find assets, even hidden assets, including property, vehicles, employment, business ownership, and more, and give you the information needed to collect on that judgment.

Our asset search products are designed to locate assets and give you the information you need for judgment collection or asset recovery without wasting your money on information that you likely already know or could find for free on the internet. We are NOT an information broker reselling asset information found in a simple public record database. Cole Investigative Agency is the choice for those who need to know the truth before they waste valuable time and money chasing an uncollectible debtor. We are licensed private investigators based in Texas.

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Who Hires Us?

Collection agencies, debt collectors, asset recovery specialists, attorneys, and individuals looking to collect judgments against individuals and businesses. Our clients cannot afford to purchase outdated or inaccurate information when trying to locate assets and collect judgments. Can you?

Cole Investigative Agency is based in Texas but offers asset searches and debt collection products nationwide.

Asset Searches Q&A

I. Q: Can assets be in someone else's name, like a spouse or relative?

A: Yes. Our search is limited to the individual you requested we investigate. If you need us to investigate someone else, including a spouse, it means double the work for us. Accordingly, we confine our efforts to the subject of the investigation only.

II. Q: Why can't you search for Bank Accounts?

A: Recent changes in Federal Law (the Gramm, Leach, Bailey Act) have made it illegal for anyone, private investigators included, to even try and obtain information about a person's financial accounts. This law is very broad and has eliminated all viable avenues to getting this information. When possible, the investigative methodology used must also comply with all restrictions of the Act, the F.T.C. conditions, and the various state and federal privacy acts. According to attorneys from the F.T.C., there is only one permissible purpose contained as an exemption in G.L.B. and the F.T.C. interpretation thereof. That one exemption is for child support collection in conjunction with a court order. In effect, there is no way to collect on a debt, even with a judgment from the court, unless it's for child support. When our government created these laws, they did so to try and protect people's financial information. The bi-product is keeping people who need to know whether it is worth the time and energy to bring a lawsuit or those who already have a judgment to be collected from finding the money owed. If you feel that your legal claim against an individual or company should be collected, write to your Congressmen and Senators urging an amendment to these biased laws.

III. Q: Can you search for bank accounts if I already have a judgment from a court?

IV. Q: Aren't other companies offering to locate Bank Accounts?

A: Yes. We see the same sites you do, but in our opinion, these companies are either breaking the law or taking your money and then telling you something to this effect: "Based upon the procedures we employed and the results we obtained, no accounts were located." They leave out the fact that the procedures they conducted were merely to look at any court records they found to see if banking information was listed, and that's the end of it. Many of these companies advertising on the net are also foreign corporations.

V. Q: What makes C.I.A.'s Asset Searches different?

A: The most obvious advantage our clients have is our investigative expertise. We are not an information broker. We do not simply resell old information found in public record archives like the VAST majority of our competitors do. We are licensed private investigators, and you are paying for our court-recognized expertise and skills in developing the information you require. Your search will be conducted by an investigator, not a database.

VI. Q: Why do some firms offer instant results, but you don't?

A: These firms are doing nothing more than running your subject's name through some software that collects information from a number of free public records sources. Their computer spits out whatever it finds online and puts it into a report. These firms are not investigating anything, and most are not licensed private detectives. It takes time, training, expert supervision, and a license to uncover information and verify it.

VII. Q: Can we get a Credit Report for someone?

VIII. Q: Do you guarantee that you will find everything?

IX. Q: What if someone has changed their name?

X. Q: What if someone has filed for bankruptcy?

A: If a person or a business declares bankruptcy under Chapter 7 of the Federal Bankruptcy Act and lists you as a creditor, your right to recover a court judgment is cut off, along with most of his other debts. (If your judgment was based on a secured loan, however, you do have the right to recover the property pledged as security). One big exception to this general rule occurs if your judgment was obtained because you or your property was injured by the malicious behavior of the defendant. In this situation, your right to collect your judgment should survive the bankruptcy (but you may need to intervene in the bankruptcy proceeding to be sure it does). An example of malicious behavior would be someone getting drunk and then attacking and injuring you. If you are looking for assets to collect back child support, the debtor cannot extinguish child support, and it will be collectible.

XI. Q: Does C.I.A. accept every assignment?

XII. Q: Are clients required to pay in advance for these services?

XIII. Q: How long will it take to get the results back?

Infidelity Investigations

Infidelity is likely to be one of the most painful and devastating things that can happen to you. The embarrassment, fear, and betrayal can be overwhelming. Worse yet is not knowing if your spouse or partner is cheating on you. Even the prospect of a husband or wife being unfaithful is painful and extremely disruptive to your life. The private investigators at Cole Investigative Agency understand what you are going through and are committed to helping clients like you with these issues every day and getting the proof you need. We know that you need a private investigator to get you proof of infidelity or adultery so that you can move forward with your life.

Many prospective clients are worried about confidentially. You have our complete assurance that your case will be completely confidential, including the consultation. We are even willing to discuss your case without knowing who you are until you are comfortable that we can help and be trusted. Of course, the initial telephone consultation is free.

Unfortunately, once someone seriously suspects infidelity, the majority of the time, their suspicions are correct. Allow our private investigators to put an end to this fear and anxiety and get you the truth!

Whether you are the husband or wife, boyfriend or girlfriend, you deserve to know if your partner is cheating, and Cole Investigative Agency can help you get that proof and peace of mind you need to move forward with your life.

At Cole Investigative Agency, our experience has taught us that the better job we do of planning out a cheating spouse investigation, the more likely we are to get you the evidence you need and the less expensive it will be. Many other agencies will ask for a large retainer, go out and watch your spouse when they have time on their hands, and get very little accomplished. We know that a lack of adequate planning can be a big waste of time, and we will always make certain that you understand and agree to what we will be doing before we begin. This process will involve you being very candid with the private investigator and giving us as much useful information as possible. Without the information, we both lose!

We understand that the need to hire a private investigator and discuss your spouse's infidelity is a very difficult thing to do, but it is important for you to realize that you did not create this situation and no one is judging you. With that perspective in mind, you have our assurance that all of our investigators are committed to using the utmost discretion and good taste in providing you with a quality investigation that is designed to give you the peace of mind you will need to move forward with your life and to maintain your dignity. You don't have to be in pain any longer. Call one of our private detectives today, and we will guide you through the process and help you gain a complete understanding of how we will go about getting you proof of his or her infidelity. The call is free and strictly confidential.

Statistics say that 85% of women who feel their lover is cheating are correct, and 50% of men who feel their lover is cheating are right. If you have suspicions, consider some of the following and be as impartial as possible.

Have you noticed:

A sudden increase in time away from home
Decreased sexual interest in you
A cheating spouse is often distracted and day dreaming
Cheating husband or wife is often "unavailable" while at work
A cheating spouse attends new functions outside of work and wants to go alone
Cell phone calls from you are not returned in a timely fashion
A cheating spouse leaves the house or goes to other rooms to talk on the telephone
A cheating spouse uses a computer alone and secretly

Cheating spouse asks about your schedule more often than usual
Mileage on car is high, yet he/she reports only short-distance errands
Clothes smell of perfume or cologne

A cheating spouse gets his / her laundry done independently
Unexplained payments on bank statements
A cheating spouse has more cash on hand without accountability
Cell phone bills contain calls with long duration
A cheating spouse now has a phone card but has never used one before
A cheating wife or husband has unexplained receipts in their wallet or purse
A cheating spouse has suspicious phone voice-mail messages
A cheating spouse has suspicious cell phone numbers stored or dialed
Internet web browser history list (this is a record of websites visited) contains unusual sites
A cheating spouse begins to use a new or free e-mail account
A cheating spouse is suddenly deleting e-mail messages

You may also want to consider reviewing your spouse's credit card bills.

Investigating cheating & marital infidelity is one of the most important services a private investigator can render.

Issues of infidelity need to be handled by a private investigator who is not only experienced at surveillance and information gathering they must also be well versed in family law to succeed. Our spouse surveillance investigators are comprised of some of the nation's best detectives at handling domestic matters and getting results that matter. Unlike many investigative agencies, we have a large, ethnic, and gender-diverse team of investigators at our disposal, ensuring that we have the right type of infidelity investigators for your case. This, combined with our state-of-the-art technology, extensive investigative resources, and regular training, makes us the premier investigative agency no matter where you are.

Regardless of whether you need to know the truth about a spouse's affair simply to go forward with your life or if you need proof of cheating and infidelity to win in court, Cole Investigative Agency is the Private Investigative agency for you. We leave nothing to chance!

Cole Investigative Agency, like most companies, charges our clients an hourly rate for surveillance, with mileage and any other investigative procedures being added. We design each surveillance to give you the best possible results, given what we collectively know about your spouse's activities. We do this in a sincere effort to give you the best opportunity to know the truth and to minimize your cost. The cost will be discussed with you before we begin, and prices vary depending on where the surveillance or investigation will take place, how many investigators you will need, and if any special equipment is required. It is very common for infidelity surveillance to require more than one investigator to be done successfully. Once we agree to start work, you will need to fill out our contract, make arrangements to get us the retainer, and make certain that you have a full understanding of what we will be doing for you.

Although spousal surveillance by a private investigator is one of the most frequently used tools for uncovering infidelity, each set of circumstances can call for different measures.

Because each case is unique, we ask that you give us a call and speak to one of our detectives about your particular situation so that we may assess which type of investigation will work best for you.